Funeral packages

Jayaratne Pre-Paid

Pre-Arrange is a forward-thinking package designed for those who wish to plan their final arrangements in advance. Offering peace of mind, this package allows individuals to document preferences, lock in current pricing, and relieve their family of future burden. Every detail is recorded with discretion and compassion, ensuring that your wishes are carried out exactly as intended.

Included in the Package
  • Personalized consultation with a planning advisor

  • Fixed-price guarantee

  • Documentation of preferences for casket, embalming, and service style

  • Optional payment plans

  • Confidential record keeping

 

By purchasing this package, you agree to our general Terms & Conditions and become liable to submit the death certificate of the deceased to Jayaratne Funeral Directors as the client/family member/legal representative of the deceased and to own the authority to host the funeral.

Available to individuals and families. Plans can be updated anytime with no hidden fees.

Instalment Payments

If you choose to pay for your Pre Paid Funeral Plan by instalments, the following rules will apply: Instalments can be paid only over a maximum term of 3 months. A charge of 3% interest will be charged per month.

If the Plan Holder dies before all of the instalment payments for the Plan have been paid, we will provide the funeral arrangements in accordance with this Agreement. However, your next of kin will be responsible for paying the outstanding instalments due. The outstanding instalments must be paid for in full before the funeral takes place.

Should you fail to pay all of your instalment payments, or if any instalment is not paid within 15 days of its due date, the Price Guarantee on your Plan will lapse. The funeral plan may then be subject to being cancelled, and the cost of the funeral will then be charged at the current market rate and we will credit any instalment payments made towards the cost of the funeral.

For these purposes the value of the payments made will be increased annually in line with inflation, from the date on which the Price Guarantee has lapsed to the date of the funeral. Your next of kin will be liable to pay the difference between the amounts paid (subject to inflation) and any outstanding amount with us.

If any instalment is not paid within 15 days of its due date and the Plan has not been cancelled, you may reinstate the Plan by restarting payment. However, the total amount payable for the Plan will be increased to the then current price of the Plan you have chosen. We will take account of payments already received, increased by inflation from the date the Plan lapsed, and we will adjust future instalments accordingly.

Can I transfer my plan to someone else?

Yes, your plan can be transferred and used for the funeral of a spouse or other family member if they die before you. This option is not available if you pay by fixed monthly payments. There would be extra costs if the funeral arrangements differ from what is specified in the plan; for example, burial instead of cremation, an additional limousine or a different location.

Cancellation

You have 15 days from the date you receive your Agreement to decide that the arrangements you have made meet your requirements and that you do not wish to cancel your Plan. If you do decide to cancel your Plan, you must:

  • Notify us by completing and returning the cancellation form entitled “Notice of the Right to Cancel” which will be included with the documents that make up your Agreement or otherwise

  • Notify us in writing, by telephone or by email.

Any notification of cancellation should specify all of the following details:
(i) the Plan number;
(ii) the full name and address of the Plan Holder
(iii) the Plan Holder’s date of birth; and
(iv) a telephone number and/or email address for contact purposes should there be any issue with the cancellation.

There will be additional security questions when the Plan is cancelled by telephone or by e-mail. Provided we receive such notification within 15 days of entering into the Agreement, we will refund all the money you have paid within 14 days of us receiving notification of cancellation. Any refund will be made to the person who originally paid for the Plan.

Past the cancellation grace period of 15 days, the Pre Paid Plan is then no longer refundable.

The Agreement

Once we have confirmed your Application for the Plan, the following documents all make up the Agreement:

  • Your Application

  • Funeral Plan Schedule

  • Key Features Summary

  • Terms and Conditions

Please keep these documents in a secure place for the attention of your next of kin or dedicated family member. You are advised to discuss your funeral arrangements with the person who will be your next of kin. These documents together make up the Agreement concerning your funeral arrangements. Anything which is not documented in writing in the Agreement will not be effective. If there is any ambiguity between the documents, the terms set out in the document take precedence over the others. British law shall apply to this Agreement.

If any term in this Agreement is invalid or unenforceable, then this Agreement will be interpreted as if that part had been modified to make it valid and enforceable, and the rest shall remain in force.

Prepaid Funeral Plan excludes the following:

  1. All funeral package costs mentioned under Pre Paid plans are applicable within Colombo City limits only. For any funeral hosted outside of Colombo, additional transport charges will be incurred.

  2. Cost of special requests like extra flower arrangements, catering, hot and cold refreshments and newspaper obituaries will all bear additional charges.

  3. The family must provide the suit or dress for the deceased, if not it will bear an additional charge.

  4. Cemetery and cremation charges are not included in the package. A family member must pay these charges directly to the respective cemetery.

  5. Religious ceremonies are not covered in any of the Pre Paid funeral plans and all incur an additional expense.

  6. All Pre Paid plans include a one-day parlour for viewing at our premises situated at No. 2B Elvitigala Mawatha Colombo 8. For additional days extra charges will be incurred.

  7. Funeral pyres are also not included in the Pre Paid plan and bear a further expense which must be selected from our catalogue.

  8. Pre Paid plans do not cover costs for repatriation services if the deceased passes away in another country. These all incur extra charges.